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property damage
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This morning my husband noticed upon looking out the window that the roof of our car was caved in. You can see that it was someone jumping on it because there are finger marks and footprints on the car. Should we file a police report?

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I would imagine that your insurance company is going to request that a police report be filed, this being one of the many steps in the process of having a check issued for the repairs. It seems to me that this might be more than just a random act of vandalism.

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